Fee Protection

Defend your business. Protect your finances.

What is the Fee Protection Service?

At Morris Palmer, we offer an insurance-backed Fee Protection Service that covers the professional costs of dealing with an HMRC enquiry or compliance check.

Whether you're an individual taxpayer, sole trader, or a limited company, an HMRC investigation can happen at any time, often without warning. This service ensures you're covered for the accountancy fees involved, allowing us to support you from start to finish.

Why You Might Be Investigated

HMRC doesn’t always need a reason to investigate. Common triggers include:

  • Late or incorrect tax returns

  • Discrepancies in data reported by third parties (banks, DVLA, etc.)

  • Operating in high-risk industries

  • Random selection through HMRC’s Connect database

And even if you've done nothing wrong, responding to HMRC’s queries takes time, expertise—and money.

What’s Covered?

With our Fee Protection Service, you're protected against the cost of:
Tax enquiries (Income Tax, Corporation Tax, Capital Gains Tax)
VAT investigations
PAYE and National Insurance compliance visits
CIS enquiries
IR35 checks
Nudge letters and informal HMRC interventions
Employer compliance checks
Gift Aid, Inheritance Tax, and more

Real Cases, Real Costs

  • Tax enquiry: 2 years of correspondence, £19,000 in fees
  • VAT inspection: On-site and follow-up, £3,400
  • CIS investigation: 6 months, £2,400
  • Nudge letter (overseas assets): £1,000 in response costs


These were all fully covered by the Fee Protection Service.

Who Can Join?

We offer protection to:

  • Individuals

  • Sole traders with trading or property income over £50,000

  • Limited companies and partnerships (including directors and spouses)

  • Charities and trusts

For larger businesses (over £25 million turnover), we offer custom quotes.

Get Protected Today

Want to add Fee Protection to your services with Morris Palmer?

Book A Free Consultation